Going on a cruise can be very exciting. You get to visit new places, try new foods, and relax. But you might be wondering, how much cash should you take on a cruise? This is a good question. Let’s explore this topic together.
Why You Need Cash on a Cruise
First, let’s talk about why you need cash. On a cruise, most things are paid for with a card. You will get a cruise card when you board. This card is used for almost everything on the ship. You use it to buy drinks, souvenirs, and even to pay for excursions.
But, there are times when having cash is helpful. For example, you might want to tip someone. You may also need cash when you visit ports. Not all places accept cards. In some places, cash is the only option.
How Much Cash to Bring
So, how much cash should you bring? This depends on a few factors. Let’s look at these factors one by one.
Length Of The Cruise
The length of your cruise is important. If you are going on a short cruise, you might not need much cash. A longer cruise might require more cash. A good rule is to bring about $50 to $100 for each day.
Ports Of Call
Think about the ports you will visit. Some ports are more expensive than others. Research the places you will visit. Find out if they accept cards. If not, bring extra cash. Some ports also have many street vendors. These vendors often only take cash.
Excursions
Excursions are activities you do off the ship. Some excursions are included in the cruise price. Others are not. You might want to buy an extra excursion. This can cost anywhere from $20 to $200. Check the prices before you go. Bring enough cash to cover any extra excursions.
Souvenirs And Shopping
You might want to buy souvenirs. These can be small items like postcards. Or they can be bigger items like jewelry. Set a budget for souvenirs. Bring enough cash to cover this budget. But remember, you can often use your card for these purchases.
Food And Drinks
Most food and drinks on the ship are included in the cruise price. But, some special items are extra. For example, fancy restaurants or special drinks. Check what is included in your cruise. Bring extra cash if you want to try these special items.
Tips
Tipping is important. Many workers on the ship rely on tips. Check the tipping policy of your cruise line. Some include tips in the price. Others do not. Bring cash for tips if needed. A good rule is to bring about $10 to $20 per day for tips.
How to Manage Your Cash
Now, let’s talk about managing your cash. You do not want to carry all your cash at once. Split it up. Keep some in a safe place in your room. Carry only what you need for the day.
Use a money belt or a secure bag. This helps keep your cash safe. Be careful in crowded places. Pickpockets can be a problem. Stay alert and keep your cash secure.
Using ATMs
There are ATMs on most cruise ships. You can use these to get more cash. But, be aware of fees. These fees can be high. Check with your bank about fees. Some banks have partnerships with cruise lines. This can reduce fees.
There are also ATMs in ports. These can be useful. But, they might not always be safe. Use ATMs in well-lit, busy areas. Avoid using ATMs at night or in quiet places.
Currency Exchange
You might need to exchange currency. This depends on where you are going. Check the currency of the ports you will visit. Some ports accept US dollars. Others do not. If you need to exchange money, do it before you go. Exchange rates on the ship can be high. You can exchange money at your bank or at an exchange office.
Credit and Debit Cards
Credit and debit cards are very useful. You can use them for most purchases on the ship. They are also useful in ports. But, be aware of fees. Some cards charge foreign transaction fees. Check with your bank. Consider getting a card with no foreign transaction fees. This can save you money.
Frequently Asked Questions
How Much Cash Should I Carry On A Cruise?
Bring $100-$200 for tips, souvenirs, and small purchases.
Do I Need Cash For Tips On A Cruise?
Yes, cash is useful for tipping staff and porters.
Are Atms Available On Cruise Ships?
Yes, but they may have high fees. Bring some cash.
Can I Use Credit Cards On A Cruise?
Yes, credit cards are widely accepted on cruise ships.
Conclusion
So, how much cash should you take on a cruise? It depends on many factors. Think about the length of your cruise, the ports you will visit, and what you plan to do. A good rule is to bring about $50 to $100 for each day.
Remember to manage your cash well. Use a money belt or secure bag. Split up your cash. Use ATMs and exchange money if needed. And, use your credit or debit card for most purchases.
By planning ahead, you can enjoy your cruise without worrying about money. Have a great trip!