Do Cruise Lines Charge for Children Find Out Here

Most cruise lines do charge for children, but pricing varies widely by age, cabin type, and destination. While infants under two often sail free or at a steep discount, older kids typically pay full fare unless promotional deals like “kids sail free” are active. Always check the line’s specific child policy before booking to avoid surprise costs.

Key Takeaways

• Most lines charge kids: Children typically pay full or partial cruise fares.
• Infants aren’t free: Even babies incur port fees and taxes.
• Third/fourth berths cost less: Kids in extra beds often get discounts.
• Look for kid-free deals: Some sailings waive fees for children.
• Check age cutoffs: Policies vary by line and cabin type.
• Family cabins save money: Book suites or connecting rooms for savings.

Do Cruise Lines Charge for Children? Find Out Here

Planning a family vacation is exciting, but it can also be overwhelming—especially when it comes to budgeting. One of the most common questions parents ask is: do cruise lines charge for children? The answer isn’t always a simple yes or no. Cruise lines have diverse pricing structures, and what you pay for your child depends on several factors, including age, room type, itinerary, and promotional offers. Understanding these nuances can save you hundreds, if not thousands, of dollars on your next family cruise.

From all-inclusive luxury lines to budget-friendly options, the cruise industry has evolved to cater to families of all shapes and sizes. While some cruise lines offer kids sail free deals or discounted fares for children, others may charge full price regardless of age. In this comprehensive guide, we’ll break down everything you need to know about children’s pricing on cruises. We’ll explore how different cruise lines handle child fares, what age groups qualify for discounts, how to find the best deals, and practical tips to maximize savings—so your family can enjoy a stress-free, fun-filled vacation without breaking the bank.

How Cruise Lines Determine Pricing for Children

Understanding how cruise lines calculate fares for children is the first step in planning a cost-effective family cruise. Unlike hotels, where children often stay free in existing beds, cruise pricing is more complex due to cabin occupancy rules, dining capacity, and onboard amenities. Let’s dive into the core mechanisms behind child pricing.

Age-Based Fare Categories

Most cruise lines segment pricing by age groups. Here’s a general breakdown of how age affects pricing:

• Infants (0–2 years): Many lines allow infants to sail free or at a significantly reduced rate, provided they are not occupying a separate bed. For example, Royal Caribbean and Carnival allow infants under 2 to sail free on most sailings, but they must share a bed with an adult.
• Children (3–12 years): This is the most common category for discounted fares. Lines like Disney Cruise Line, Norwegian Cruise Line (NCL), and Princess Cruises offer reduced third- and fourth-guest rates for children in the same stateroom as two full-fare adults.
• Teens (13–17 years): Pricing varies widely. Some lines treat teens as adults, while others offer teen-specific discounts. For instance, MSC Cruises offers “Kids Sail Free” promotions that include teens up to age 17, whereas Celebrity Cruises may charge full fare for 13+.

It’s important to note that age cutoffs are usually based on the child’s age at the time of sailing, not booking date. Always confirm this with the cruise line to avoid unexpected charges.

Occupancy-Based Pricing Models

Cruise lines use occupancy tiers to determine pricing. A standard stateroom is priced for two adults. When a third or fourth guest (often a child) is added, the line applies a “per person” rate that is typically lower than the first two guests. This is known as the third/fourth guest rate.

• On a 7-night Caribbean cruise with Carnival, the first two adults might pay $800 each, while a child pays $299—a 63% discount.
• Disney Cruise Line offers a flat third/fourth guest rate that is often less than 50% of the base fare, making it ideal for families with multiple children.

However, some luxury lines (e.g., Regent Seven Seas, Seabourn) include all guests in the base fare, meaning children pay the same as adults—but the overall price is all-inclusive (meals, drinks, gratuities, etc.).

Port Fees, Taxes, and Government Charges

Even if a child’s base fare is discounted, they are still subject to port fees, taxes, and government surcharges. These are mandatory and not discounted, regardless of age. For example, a 7-night Alaska cruise might have $250 in port fees per person. So while a child’s base fare is $200, their total cost becomes $450 after taxes—still a savings, but not “free.”

Pro Tip: Always check the “total price” breakdown on the cruise line’s website, not just the base fare. This ensures you’re comparing apples to apples.

Which Cruise Lines Offer the Best Deals for Kids?

Not all cruise lines are created equal when it comes to children’s pricing. Some are renowned for family-friendly deals, while others focus on luxury or adult-centric experiences. Let’s explore the top cruise lines for families and how they handle child fares.

Family-Focused Cruise Lines with Kids Sail Free Promotions

These lines regularly offer “Kids Sail Free” or “Kids Sail at 50% Off” deals, especially during off-peak seasons or on shorter itineraries.

• Carnival Cruise Line: Known for affordability, Carnival frequently runs “Kids Sail Free” promotions. For example, a 4-night Bahamas cruise might offer free fares for children under 12 when sharing a room with two paying adults. These deals are often available for select sailings in January, September, and October.
• MSC Cruises: MSC’s “Kids Sail Free” program is one of the most generous. Children under 18 sail free on most sailings, including peak seasons like summer and holidays, as long as they are the third/fourth guest in a cabin. This includes access to the MSC Yacht Club (luxury suites) and the line’s extensive kids’ clubs.
• Norwegian Cruise Line (NCL): NCL’s “Free at Sea” promotion often includes free kids’ fares. During certain booking windows, children under 12 can sail free on select sailings, and teens get 50% off. The deal is stackable with other offers like free specialty dining or beverage packages.

Example: A family of four (2 adults, 2 kids aged 6 and 9) booking a 7-night Mediterranean cruise on MSC could save over $2,000 with a Kids Sail Free promotion, even during summer.

Disney Cruise Line: Premium Pricing with Unique Value

Disney Cruise Line doesn’t offer “Kids Sail Free” deals, but it does provide exceptional value for families through immersive experiences. Children pay a discounted third/fourth guest rate, typically 30–40% off the base fare.

• On a 5-night Bahamian cruise, the base fare might be $1,200 per adult. A child would pay around $700, plus port fees.
• The savings are offset by Disney’s free kids’ clubs, character meet-and-greets, Broadway-style shows, and themed dining—experiences you won’t find on other lines.

For families seeking a magical, hassle-free vacation, the higher price tag may be worth it.

Luxury and Premium Lines: Mixed Bag for Families

Luxury lines like Regent Seven Seas, Oceania, and Seabourn include all guests in the base fare, meaning children pay the same as adults. However, the all-inclusive nature (meals, drinks, gratuities, Wi-Fi, and sometimes airfare) can still offer value.

• Regent Seven Seas: Children pay full price, but the cruise includes butler service, fine dining, and shore excursions. A 10-night Caribbean cruise might cost $8,000 per person, but the value of inclusions can make it competitive.
• Princess Cruises: Offers third/fourth guest discounts for children under 18. Their “Discovery at SEA” program includes free kids’ activities, making it a solid mid-tier choice.

Tip: For luxury lines, consider booking during “Kids Sail Free” promotions (rare but do occur) or look for group rates if traveling with extended family.

Budget-Friendly Options Beyond Carnival

Other budget-friendly lines with family discounts include:

• Royal Caribbean: Offers third/fourth guest rates as low as $1 per person on select sailings. Their “Kids Sail Free” deals are less frequent than Carnival’s but do appear during shoulder seasons.
• Holland America Line: Provides reduced third/fourth guest rates for children under 18. Their “Have It All” package (extra fee) includes kids’ activities and dining upgrades.

Age Limits and Special Considerations for Infants and Teens

While most families focus on pricing for young children, it’s crucial to understand the rules for infants and teens—two groups that often face unique policies.

Infants (Under 2 Years Old): Safety and Space Constraints

Infants are allowed on most cruise lines, but there are strict rules due to safety and space limitations.

• Age Cutoff: Most lines require infants to be at least 6 months old at the start of the cruise. For transatlantic or repositioning cruises, the minimum age is often 12 months. For example, Norwegian Cruise Line requires infants to be 6 months old, while Cunard Line requires 1 year.
• Sleeping Arrangements: Infants must share a bed with an adult. Cribs are available upon request but are limited. Bring your own if possible.
• Fees: While base fares are often waived, port fees still apply. Royal Caribbean charges $50–$100 per infant for port fees and gratuities.

Example: A 7-night Alaska cruise on Holland America costs $1,200 per adult. An infant under 2 would pay $0 in base fare but $250 in port fees and taxes.

Teens (13–17 Years): The Pricing Gray Area

Teens are often the most expensive “children” due to age-based pricing models. Here’s what to expect:

• Full Fare Lines: Celebrity, Viking, and Silversea charge full fare for 13+ guests. A teen on a 10-night European cruise could pay the same as an adult.
• Discounted Fare Lines: MSC, Carnival, and NCL offer third/fourth guest discounts for teens. MSC’s Kids Sail Free program includes teens up to age 17.
• Teen-Specific Perks: Lines like Royal Caribbean and Princess offer teen lounges, video game zones, and supervised activities. These are usually free, even if the teen pays full fare.

Tip: If you have a teen, consider booking during MSC’s Kids Sail Free promotions. You could save $1,500+ compared to a line that charges full fare.

Special Needs and Medical Requirements

Families with children who have special needs should contact the cruise line directly. Most lines offer:

• Accessible staterooms (book early).
• Medical staff and pediatric services (availability varies).
• Kids’ club accommodations for children with disabilities.

Always request a “special needs form” during booking to ensure your child’s needs are met.

How to Find and Maximize Kids’ Discounts and Promotions

Finding the best deals for children on cruises requires strategy, timing, and flexibility. Here’s how to save big.

Timing Your Booking for Maximum Savings

Cruise lines release new itineraries and promotions in phases. Here’s the best time to book:

• Wave Season (January–March): The peak booking period. Lines offer “Kids Sail Free” deals, onboard credits, and free upgrades to boost sales.
• Shoulder Seasons (April–May, September–October): Lower demand = better deals. Look for promotions in these months.
• Last-Minute Deals (30–60 days before sailing): If you’re flexible, cruise lines slash prices to fill ships. Use tools like CruiseSheet or VacationsToGo to find last-minute kids’ discounts.

Using Travel Agents and Cruise Specialists

Travel agents (especially those specializing in cruises) have access to exclusive promotions not advertised online.

• Ask for “kids’ promotions” or “family discounts” during the booking process.
• Agents can sometimes negotiate free kids’ fares or onboard credits.
• They also handle complex itineraries (e.g., multi-generational trips).

Example: A travel agent might secure a “Kids Sail Free” deal on a Royal Caribbean cruise that isn’t available on the line’s website.

Stacking Discounts and Loyalty Programs

Many cruise lines offer loyalty programs with perks for families:

• Carnival’s VIFP Club: Free upgrades, onboard credits, and kids’ discounts after 5+ cruises.
• NCL’s Latitudes Rewards: Free kids’ activities and 10% off future cruises.
• MSC Voyagers Club: Free kids’ clubs and 5% off for members.

Combine these with seasonal promotions for maximum savings. For instance, a Carnival VIFP member booking during Wave Season could get a free kids’ fare, a $100 onboard credit, and a stateroom upgrade.

Group Bookings and Multi-Generational Trips

Booking a group (e.g., 8+ guests) often unlocks special rates. Lines like Disney and Royal Caribbean offer group discounts, free kids’ fares, or private events.

• For a family reunion, book 10 cabins together. The cruise line may offer 1 free cabin for every 10 booked—ideal for covering kids’ fares.
• Ask about “kids’ group rates” for school trips or youth organizations.

Real-World Examples: Comparing Costs Across Cruise Lines

Let’s compare the total cost for a family of four (2 adults, 2 kids aged 8 and 14) on a 7-night Eastern Caribbean cruise from Miami. All prices are per person, based on double occupancy and third/fourth guest rates (where applicable).

Cruise Line	Adult Fare (Base)	Child Fare (8)	Teen Fare (14)	Port Fees (Per Person)	Total Cost (Family)	Special Offer
Carnival	$899	$0 (Kids Sail Free)	$0 (Kids Sail Free)	$250	$2,298	Kids Sail Free (Wave Season)
MSC	$1,099	$0 (Kids Sail Free)	$0 (Kids Sail Free)	$280	$2,758	Kids Sail Free (Year-Round)
Royal Caribbean	$1,199	$399	$399	$275	$3,546	Third/Fourth Guest Discount
Disney	$1,899	$1,199	$1,199	$300	$6,796	Third/Fourth Guest Discount
Princess	$1,099	$349	$349	$265	$3,426	Third/Fourth Guest Discount
Norwegian	$1,299	$0 (Kids Sail Free)	$649 (50% Off)	$285	$3,517	Free at Sea Promotion

Analysis: Carnival and MSC offer the best value for families, with kids sailing free. Disney is the most expensive but includes premium experiences. Royal Caribbean and Norwegian fall in the middle, with moderate discounts for teens.

Key Takeaway: Always calculate the total cost, not just the base fare. A “free” child fare can still mean $200+ in port fees, but it’s still a significant savings.

Conclusion: Making the Most of Your Family Cruise

So, do cruise lines charge for children? The answer is: it depends. While most lines charge some form of fare for kids, many offer substantial discounts, third/fourth guest rates, and even kids sail free promotions that can save your family thousands. The key is knowing which lines to choose, when to book, and how to leverage promotions, loyalty programs, and group rates.

For budget-conscious families, lines like Carnival, MSC, and Norwegian provide the best value, with frequent kids’ discounts and family-friendly amenities. If you’re seeking a premium experience, Disney Cruise Line offers unparalleled magic—even if the price tag is higher. And for luxury travelers, consider the all-inclusive value of Regent or Oceania, where children pay full fare but enjoy world-class service and inclusions.

Remember, the best cruise deal isn’t always the cheapest. Consider the onboard experience, kids’ activities, dining options, and itinerary. With the right planning, a family cruise can be affordable, stress-free, and unforgettable. So start researching, book during peak promotion periods, and get ready to sail into the sunset with your loved ones—without worrying about hidden fees or surprise charges. Your dream family vacation is closer than you think!

Frequently Asked Questions

Do cruise lines charge for children?

Most cruise lines charge for children, but policies vary by age and cabin type. Some offer discounts or free cruises for kids under a certain age, especially on family-friendly ships.

Are there free cruises for children?

Yes, many cruise lines offer free or deeply discounted sailings for children under 2–3 years old, often in the same cabin as adults. Promotions like “Kids Sail Free” are also common on select sailings.

Do cruise lines charge for children in the same cabin?

While base fares may be lower for kids, most cruise lines still charge a reduced rate for children sharing a cabin with two adults. Port fees and taxes are typically applied to all passengers.

What’s the typical age cutoff for free or discounted child fares?

The age cutoff varies, but many lines offer free or reduced fares for children under 2–12 years old. For example, Royal Caribbean and Carnival often exclude infants under 6–12 months from free offers.

Do cruise lines charge for children on luxury or all-inclusive ships?

Luxury lines like Regent or Silversea sometimes include kids in their all-inclusive pricing, but standard fares often apply. Always check the specific cruise line’s child policy before booking.

Can I avoid extra charges for my child on a cruise?

To minimize costs, book during “Kids Sail Free” promotions or choose sailings with third/fourth passenger discounts. Some lines waive fees for children during off-peak seasons.